Someone in the past has taken a picture of Henrietta Lloyd and another of she and her family and put them together.  Henrietta is in the foreground.  In the other picture, (in the back) I believe it is Henrietta sitting next to her husband Benjamin F. Monticue, and next to her is David Dunreith, behind her is Flora May, next to her is Erastus Ray, and next to him and on the Benjamin's right is James Otis.  I believe the eldest daughter, Luisa Ellen, is perhaps already married and off on her own.

Henrietta divorced Benjamin and changed the spelling from Monticue to Montague, family story passed down is was because she didn't want to be known as a divorced woman and thought changing the spelling would help disguise this fact.

See the Monticue/Montague line:  Benjamin Franklin Monticue,

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